FINQY

**Finqy App: A Fintech Platform by E-Revbay Private Limited**Finqy App is a Fintech platform presented by E-Revbay Private Limited for their channel partners and DSAs. It is a one stop solution for all Financial Products be it Credit Cards, Personal Loans, Auto Loans, Business Loans, Home Loans, Loan against property etc. Anyone who wants to become a Loan agent/DSA can onboard and start earning with Finqy.We only work with RBI-certified NBFCs/Banks which are guaranteed to be transparent, safe and secure. Were merely Lead generators who are a registered DSA (Direct Selling Agent) with various Banks and NBFCs in India.Our Lending Partners: - • IDFC First Bank• Ujjivan Small Finance Bank• Aditya Birla CapitalLinks are : https://homefinance.adityabirlacapital.com/documents/list-of-active-channel-partners-jul21.pdfhttps://www.ujjivansfb.in/sites/default/files/2023-08/list-of-dsa.pdfhttps://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/ACTIVE-VENDOR-LIST.pdfChoose from a wide range of Loans & Credit Card offers, from Indias top Banks and NBFCs.Our proprietary technology tools enable end-to-end Customer Relationship Management (CRM) for our partners, streamlining the lead management process and automating time-consuming tasks such as follow-up and pay-outs. By minimizing manual labour and administrative tasks, our platform allows partners to concentrate on building and nurturing relationships with their customers. This ultimately helps partners to focus on growing their businesses, while our application takes care of managing customer information and handling the rest of the administrative details.1. Minimum and maximum period for repayment Minimum period of repayment - 12 Months Maximum period of repayment - 60 Months2. Maximum Annual Percentage Rate (APR) - 24%3. Representative example of the total cost of the loan, including the principal and all applicable fees (for example, sample monthly payment, sample interest calculation).• Annual Interest Rate (Sample): 15%• Loan Amount (Sample): 100,000• Instalment (Tenor): 12 months• Instalment Per Month: 9,026• Total Amount to Repay: 109,026• PF is 1% to 2% average• For a principle of 1 lakh rupees total Interest cost is Rs.8310. and Fee cost is 1 to 2%.4. Full loan repayment is greater than 60 days. The minimum period of repayment is 12 monthsWhat you get with the Finqy App:• Opportunity to become a Financial Agent and connect with best professionals in the industry• A wide choice of financial products and services with various Banks and NBFCs for Lead generation • Simplified process Lead disbursementPrivacy and Permissions:To provide critical services and enhance user experience, the Finqy App requests permissions to access SMS and call logs. These permissions are essential for:• Verifying and managing leads effectively.• Ensuring smooth communication between agents and customers.• Automating follow-up processes and updating lead status.• We prioritize user privacy and ensure that sensitive information is used only for the purposes consented to by users. We do not sell or share personal or sensitive data for purposes facilitating sales. Permissions are requested contextually, and we maintain transparency regarding the use of data.